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Irrespective of whether you're on a business trip or a high-risk
adventure to a remote spot in Southern Africa don't leave home without
adequate insurance cover. If you're coming on safari, you need to
understand that any safari activity is potentially hazardous and the
Third World doesn't always run as smoothly as you might like - travel
insurance is your responsibility and you have to have it.
There are two main types for which you must make provision:
- International Medical Insurance is short or long term
medical insurance designed to reimburse you for medical expenses
incurred when you're travelling
- Travel Protection Plans will cover your non-reimbursed
travel expenses if an emergency (death, sickness, airline strike,
technical delays on flights, tour company/operator default/bankruptcy etc.)
occurs right before or during your trip causing it to be cancelled,
interrupted or delayed.
... here are some basic travel insurance tips:
- If your remuneration package, existing insurance policies or
credit cards include international travel insurance then check the
small print to ensure that you're adequately covered.
- "Adequate cover" is a bit like defining the length of a
piece of string. Understand that if you require emergency evacuation
or urgent high care treatment for whatever reason, you'll need to be
able to cover the costs without delay. International travel
insurance whilst on foreign travel is a prudent option under normal
circumstances - it's an absolute necessity when planning a safari.
- Ensure that your premiums are up to date and keep a copy of your
travel insurance card or certificate of coverage handy.
- See your dentist before you travel and discuss your travel plans
with your doctor before you leave. Our general information on medical issues should be reviewed.
Some valuable web sources for travel insurance
External links are
included on this page - please take note of our disclaimer |
